Attention homeowners in Rhinelander and Oneida County: Need an appraisal?

Here are the top seven reasons WI homeowners call on KEY INSIGHT:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a WI property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a WI divorce, where real estate property needs to be divided
  7. Settle an estate in WI by determining the true market value of real estate in question

Need help deciding the price of your house in or near Rhinelander, WI?
Contact KEY INSIGHT.

We at KEY INSIGHT understand the special needs of a consumer seeking appraisal services. Our regular business clients are used to the appraisal process and the usual "products" we deliver to them. Being a regular person not in the real estate field that probably doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at KEY INSIGHT are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At KEY INSIGHT, we're seasoned in helping folks just like you remove unneeded PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from KEY INSIGHT is your #1 weapon.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. KEY INSIGHT can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? KEY INSIGHT can We can assist you. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.