Need an appraisal in Rhinelander or Oneida County?
Check out the top 7 reasons why WI homeowners use KEY INSIGHT:
Own a house in or near Rhinelander, WI and need help deciding the value of it?
At KEY INSIGHT, we understand the particular needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are veterans in helping consumers just like you rid themselves of undesirable PMI insurance.
Challenge Oneida county's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that's declining. This means you are going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from KEY INSIGHT is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. KEY INSIGHT can help you reinstate your home equity line of credit with efficient appraisal.
We Provide Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you'd wish to have an expert double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? KEY INSIGHT offers field reviews where we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.